This organization will want you to change who you are as a person in order to stay employed.: opiniones de empleados con el puesto de Insurance Agent en eFund Insurance

1,0
5 oct 2014
Recomendar
Aprobación del CEO
Perspectiva de la empresa

Ventajas

Absolutely none. I urge anyone to take my review seriously. This organization has family members of the CEO's working here that posted reviews to this site to offset the negative reviews. Read this review and take it seriously. I don't complain about petty misgivings or workplace drama. This organization is seriously evil and what they do to people is nowhere near worth a paycheck.

Desventajas

This company has a front. These CEOs are former insurance agents from a company called My Insurance Expert, which folded a in 2012. One of the partners, Vince, is a former associate of Quicken. These organizations pride themselves on hard selling. Over the phone, what ever it takes, get the sale done. Quickly they learned that phone sales with the elderly and this approach did not work. So they started to become liars. Let's lie to the elderly, pretend to be their friends, earn their trust to take their money. We weren't even allowed to quote policies that had a small monthly premium. In the end, it was all a front. I can recall several times when either Vince, or David, would jump onto my calls and be going on and on w/ the client. Pretending to care about their life building the "real rapport". All while putting the mic on mute laughing and mocking the client. This company, is no different than any other sales organization. With the exception that the CEO's take pride on taking advantage of the elderly. Also, there are very few people actually making any money there. The equipment they use is very out dated. The work space is small, and feels very cramped. The CEO's are constantly micromanaging the whole outfit. You work long hours staying in one very small cubicle, going through numbers on a computer, manually dialing out on leads that have ABSOLUTELY NO FILTERING SYSTEM!!! Literally just listed A-Z and calling them at random. The yellow pages could be just as successful. All the leads they get are from awful telemarketers who just push leads through to get a transfer and the ones that don't turn over... let's call them until these old people are at their wits end. It's sickening how much the CEO's pride themselves in what they do. This is an insurance agency that is a partnership. A pyramid scheme. You are agents working under the CEO's, writing policies in their name. Making them large amounts of money while you grind away to hopefully reach a minimum required goal in order to even start making commission. Unless you are a few select people, this is salary insurance. A salary that will leave you living in poverty. As an outsider looking in, it's easy to see a chance for growth and how kind management is. In the end. The organization is a front for a very grand lie. Do not fall victim to this organization. Eating a lunch away from your desk is frowned upon. Not to mention, you will only get a half hour, if one a lunch at all. Whole life insurance is a terrible investment to begin with. Lying to the elderly, pretending to be their friends? All to make a few bucks. This is awful. If you are reading this because you are considering working for this organization and know nothing about insurance yet you need to be mindful of this. Whole life, guaranteed issue insurance is a scam in itself. LYING TO PEOPLE TO GET THEM TO BELIEVE IT"S NOT IS NOT ACCEPTABLE! The other thing is the culture. Just like Quicken, and My Insurance Expert, if you do not drink the kool aid you will be an outcast. These people are very religious and b/c a lot of their clients are and talking about Christianity with their clients can get you sales, without saying it, they want you to believe in the same religion they do!! That is almost criminal in our country and is just unacceptable. They want you to spend day in day out create false bonds with people and on top of that fall into their cult like workplace and start having the same religious beliefs? Absolutely not. One time I was on the phone with a client who was clearly not of sound mind. It had not been diagnosed, was not on medical records. This particular client was barely healthy enough to even find their payment information but they could! So get the deal is what i was told. Don't worry about it just get the the person's information. Keep going with the call. These are actual things the CEOs wanted me to do. This is one of MANY examples I experienced myself. I had taken money from several people who didn't even realize what they were buying. But the policy would place, these people wouldn't even realize their money was gone. So take it they will. From day 1 I knew this place wasn't for me. But I am a veteran, and was raised to not give up so easily. I gave this place 4 months of my life I cannot get back. It's almost scary how evil this organization is and how they make themselves out to be heroes.

avatar
Respuesta de eFund Insurance
5y
Thank you for taking the time to leave a review of what you experienced while working for eFund Insurance. We are however very disappointed to hear that you did not have a positive experience working here at eFund Insurance. First, we are shocked that you would write something as corrupt as you did. At eFund Insurance, we are an ethics first company, thus why you joined us in the first place. We would never ask anyone to change as a person. We do not discriminate against anyone based on race, color, religion, sex, national origin, age, disability or if someone happens to be a family member. We take pride in being an Equal Opportunity Employer and Equal Opportunity Agency. Second, eFund Insurance is an award-winning final expense telesales agency for the past 10 years, since 2011. We obviously are doing something right, as an ethics first company to be recognized by American Amicable Life Insurance, who was recognized as 2021 Best Life Companies Top 10 Life Insurance, tracing its roots back to 1910! Third, there is no front here at eFund Insurance. We have been in business since 2010, growing year over year via self-generation of earnings. My former business partner, Vince Spampinato, God rest his soul, has never worked for the reputable Quicken Loans, and either have I. To your point on hard selling, we are a telesales agency and conduct our business over the telephone. Our company and agencies sell a purpose driven product, final expense insurance so loved ones can receive a proper burial at ones ending of life. Fourth, we do not lie, cheat, or steal. We are offended that you would even make this comment. As you are aware, two out of three seniors do not have life insurance. We educate and inform seniors so they can have peace of mind their funeral costs will be covered, and not a burden to another member of their family. These seniors are retired, and they deserve an insurance product that is for sure and guaranteed. For sure is a whole life insurance policy because it has a fixed payment that is guaranteed to pay a death benefit. With seniors being on a fixed income, they know what the payment is today, will be the same from 20+ years from today. This will allow them to budget for the monthly premium and it gives them 100% confidence that it is going to pay when they decease. Fifth, our work environment is comfortable and positive, with world class technology and support to help agents perform in an uncapped commission environment. Our equipment is state of the art and our workspace is open. My leadership team and I number one goal is to make agents successful and our unique platform ensures everyone has consistent inbound leads that are prequalified. Our partner North Star Insurance Advisors runs television commercial and social media advertisements to generate inbound calls and a higher quality lead. We have numerous eFund Insurance agents who are making more than six figures in compensation. Sixth, your comment on whole life insurance being a terrible investment is ignorant. There are many benefits of whole life insurance, including 1. Whole life insurance never expires. 2. Premiums on whole life policies stay the same. 3. Whole life insurance builds cash value component that grows over time, like a savings or investment account. 4. Whole life policies can earn dividends. 5. Whole life insurance has tax advantages. 6. Whole life insurance provides peace of mind. 7. Whole life insurance removes the burden and stress financially to cover burial expenses of a loved one. Seventh, your comment about our culture is backward. We at eFund Insurance take provide in having a strong company culture that is a widely shared set of beliefs that are supported by strategy and structure. One that is focused on helping each other in a team environment be successful, one that attracts top talent and retains that talent. Staff and agents at eFund Insurance feel like they belong and are thrilled to work for a purpose driven organization that sells a product of purpose. Eight, eFund is an Equal Employment and Equal Agent Organization. We do not discriminate against anyone based on race, color, religion, sex, national origin, age, disability. We at eFund Insurance do not suppress all religious expression in the workplace. We are accommodating to all staff and agents’ religious beliefs, including engaging in religious expression in the workplace, to the extent that staff and agents can do so without undue hardship on the operation of the business. Your advice to management. Selling whole life insurance is not stealing money from elderly people. This comment is thick as two short planks. Companies such as MassMutual, Prudential, State Farm, Northwestern Mutual, New York Life, Mutual of Omaha, USAA to name a few, sell whole life insurance. Our commitment to our agents is to ensure they have the very best opportunity to sell a product that is purpose driven and makes a difference.

Echa un vistazo a otras opiniones sobre eFund Insurance.

5,0
16 abr 2026
Empleado anónimo
Recomendar
Aprobación del CEO
Perspectiva de la empresa

Ventajas

great opportunity, lots of training, good base pay

Desventajas

its telesales so you will be seeing the worst of some people

3,0
23 feb 2026
Recomendar
Aprobación del CEO
Perspectiva de la empresa

Ventajas

They have aFree lead program.

Desventajas

Long hours Leads are not the best

Ver opiniones por: Útil|Valoración|Fecha|Todo