As an underwriter, you have to answer directly to the CEO, she can be a pain in the ass Mrs. Phillips. However, the pay is good, the job is fairly easy. All you have to do is stick to the company guidelines when reviewing applications. They train so that is good, so even if you are not too versed on underwriting, once you have a bachelors in business admin, then you will be ok. They use an intra network a very in depth technical team of 4 men - MIT graduates of the same year. I think they are all friends too. Ben, Stephan, Joel and Frank. All four are from Rochester.